According to Martin Bamford, chartered financial planner and managing director of Informed Choice, the cost of housing has a “big impact” on living standards in different parts of the country. He explained that, where housing is cheaper, such as in the north, associated mortgage costs will also be lower. “Across the UK, there are pockets where housing is far more expensive than the local average, so the cost of living in these areas can be very high also,” Mr Bamford added. If you want to sell property online sell to our company within no time.